"> The costs beyond the car - EasyPlan Financial Services

When looking to buy a new (or used car), the final figure you’ll end up paying will be a lot more than just the car itself.  We’ll breakdown what costs you’ll have to pay during the buying of the car, and once it’s yours so you can actually legally drive it.

Pretty girl in a car

Dealer costs

When buying from a dealer, carsales has calculated the average used car sale will incur $300-400 in dealer’s fees, such as stamp duty and dealer delivery.  These can be negotiable, and dealers will take you to the cleaners if you don’t bargain it down.

Safety Check

Before you get your car, you’ll need to pay for a safety check.  Ignore this at your own peril.  Getting it checked for $100 before you buy can save you thousands if you buy a car with existing issues.

Vehicle History

Getting a full car history report with RevsCheck can cost as little as $30, but, again, can save you a world of hassle.  If a car has been written off, it should be scratched off your potential car list.  All you need is the car’s VIN number and you’re good to go.


Once you’ve paid for your car, you’ll need to register your vehicle to be eligible to drive.  Registration can cost between $300 and $2000, depending on the size of your car and your intended use.  A hatchback or sedan for personal use should cost no more than $500.


There are two types of insurance you need to be ready to drive; third party insurance (commonly known as a greenslip) and comprehensive insurance.  The average price for a greenslip is $500.  Comprehensive insurance is usually more expensive for drivers under 25.

Pink slip

When you’re registering your car, you’ll need to prove it’s roadworthy.  Take it to the mechanic to get a registration check.  If the car passes, you’ll get a pinkslip.  You can’t register your car unless it’s been logged into the system as passing a registration check.  The average cost for a pink slip check is around $35-40.  Your car might need a few extra items to pass the check, such as a new headlight or brake light, which might cost you between $5-20 each.


While not required once you get the car, you should research how much a regular service will cost for your car.  European cars might require a specialist mechanic which will be costlier.  Parts are harder to source (and more expensive), too.


Another cost you won’t need to consider when you’re buying it, but research what petrol your new car will take, and what its fuel efficiency is.  If you’re driving around 100km per week, and petrol averages out at $1.50 per litre, choosing a car with 8L/100km vs 10L/100km can save you around $200 per year.