"> Splurge vs. Steal: How to get the most out of your wedding budget - EasyPlan Financial Services

You’ve got the ring, now you need to plan the wedding.


Wedding LoansWedding planning is difficult, you’re never going to make everyone happy, but the most important person you’re going to have to keep happy is reading this – you. At the end of the day it’s your wedding, so make sure you focus on what’s important to you. Everyone will have their own opinions, make your wedding your own.


The key is to personalise based on what you like. Break down every item on your checklist to:

  1. Must have
  2. Nice to have
  3. Not a priority

Filter everything into 1, 2 and 3. Calculate what the “must haves” tally up to, and see how much you have left for 2 and 3. Ideally, we would like to be able to spend obscene amounts to get everything we want. Realistically, you’ll have to sacrifice some things to make what’s really important to you comes to life.

Let’s take a look at the three main areas that will affect your budget:

Guest List

Your special day deserves to be shared with the ones you love, your friends and family. Segregate your list into three distinct groups;

  1. those that have to come,
  2. those who you’d like to come, and
  3. those it would be nice to have.

There aren’t corners to cut with the guest list, you either invite some people or don’t invite others. The guest list will have a big effect on the rest of the budget, as the venue and catering budget will make up around half of your entire wedding budget, depending on how big you go.

Splurge – invite everyone. You can’t have enough.

Steal – invite immediate family and your most intimate friends. Spend your special day with those truly special to you.

Unless you’ve been planning the big day for years, there are people that can help. There are things you can miss, there is help finding the most tasteful option to fit your budget – there is lots a professional knows and has dealt with many times before that can save you a giant headache.

Splurge – get a professional wedding planner with a portfolio of amazing weddings.

Steal – crowdsource ideas from your friends that have already gone through planning their own weddings.

Find what’s important to you and stick to it. Compromise on things that aren’t a priority. Flowers aren’t a big thing for some couples – some choose to forego everything but the bare necessities of the bouquets, whereas others love flowers, and need them there to complement the theme of the wedding, depending on the venue.
Music and dancefloors. Again, if dancing is something big for you and your family and friends, you need a dancefloor to accommodate a large amount of people.  Coupled with that is a good DJ/MC, as they’ll be controlling the pace of the evening for you, helping the photographer and generally helping to keep the music flowing along the lines that is keeping your guests happy.

Splurge – A live band, flowers to rival Floriade, a photobooth and all the bells and whistles you can cram in.

Steal – focus on one really important point and take bottom dollar for the rest.

At the end of the day, if you try to get everything, looking at your budget can give you nightmares. Focus on what’s important to you, and stick to your budget. You may need finances or a loan to get what you want perfect. It’s your day, make it count.